Part of the Alliance Data (NYSE: ADS) family of businesses

Deliberately Different

Who we are

Your trusted partner in digitally enabled payment and lending solutions.

As providers of branded credit programs for top companies, you may think we’re just another bank. The reality is, we are so much more. We are a team of experts on the cutting edge of data-driven analytics, marketing, loyalty, and technology. Along with our Bread® business, we think outside the bank as the leading tech-forward payment and lending solutions provider.

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We are a proud part of the Alliance Data (NYSE: ADS) family of businesses.

Alliance Data Card Services and LoyaltyOne® make up the Alliance Data family of businesses. As leaders in loyalty marketing solutions, Alliance Data’s businesses help clients create and increase customer loyalty through solutions that engage millions of customers each day for some of the world’s most recognizable brands.

More ways to pay.

Bread®, a division of Alliance Data, is a technology-driven payments company transforming the way the world shops online. Bread powers seamless payment experiences, merchant-friendly tools, and APIs that allow retailers to offer shoppers more ways to pay over time online.

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Our Culture

A strong foundation.

Our culture of caring shines through our talented, passionate associates every day. Together, we bring to life the core values that are the foundation of our success.

  • Build Trust

  • Work Together

  • Communicate Openly

  • Innovate and Create

  • Teach and Learn

  • Give Back

  • Have Fun

Giving Back

Our community commitments.

At Alliance Data, we believe it's essential to give back to the communities where we live and work - in fact, it's built right into our core value of giving back. Our generous associates contribute their time, talents and resources to our communities across the country, making a true difference.

We partner with a number of local and national organizations, in addition to our long-standing relationship with United Way, to give back in the three core areas of children, education and independence (as detailed in the boxes below).

If your organization is interested in applying for funding, please send us an email at

Promoting, protecting and improving the lives and health of children.
Helping students of all ages acquire the skills and knowledge they need to achieve their highest potential and become productive members of society.
Maximizing individuals’ independence and self-determination through support of basic needs and financial literacy.

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